서울서부지방법원 | 2023-04-13 | 2021가합34407
법원 판례 기준으로 판결요지와 원문 출처를 내부에서 확인하세요.
원문이 아닌 정리본이며, 저장된 요약의 끝부분이 잘려 있을 수 있습니다.
지점장의 금전 차용과 면직처분의 정당성
결론
근로자의 면직처분은 유효하며, 무효 확인 청구와 임금 청구는 모두 기각됨.
사건의 배경
- 회사: 신용조사업·채권추심업 영위
- 근로자: 대전지점 지점장
- 선행 징계: 2018년 허위 매출 선계상으로 견책처분 받음
- 해당 징계: 2021년 2월 직원들로부터 금전 차용 및 미변제로 면직 처분
핵심 쟁점과 판단
1. 절차적 적법성
- 쟁점: 해고 통지서에 구체적 사유 미기재
- 판단: 근로자가 직원의 민원, 경위서 작성, 인사위원회 출석 등을 통해 사유를 충분히 인식했으므로 절차적 하자 없음
2. 이중징계 여부
- 쟁점: 선행 견책처분 후 재차 징계가 중복인가
- 판단: 선행처분(허위 매출)과 해당 처분(금전 차용)의 사유가 상이하므로 이중징계 아님
3. 징계사유의 실체적 정당성
- 인정된 사실: 지점장 지위를 이용해 직원 2명으로부터 약 1억 원 차용
- 법적 위반: 취업규칙상 질서 준수의무, 권한 남용 금지, 직위 이용 부정행위에 위배
- 기각된 주장: 강요죄 불기소 결정은 징계와 별개(다른 법적 기준); 변제 불능이나 기망 증거 부족
4. 징계 정도의 적절성
신용도가 생명인 금융회사에서 경영진의 금전 차용으로 금융감독원 민원 발생 → 면직은 사회통념상 타당
실무 시사점
- 해고 통지서 미흡해도 실질적 인식·대응 기회가 있으면 절차 위반 아님
- 서로 다른 사유의 징계는 중복 아님
- 형사 불기소와 징계사유 인정 여부는 별개
확보한 수집 내용입니다. 전문 여부와 앞뒤 누락, 문단·표·공백의 원형 보존은 확인되지 않았습니다.
공식 원문 미확인
서울서부지방법원 제11민사부 판결
사건: 2021가합34407 해고무효확인 원고: A 소송대리인 법무법인 중용 담당변호사 김종귀 피고: B 주식회사 소송대리인 법무법인(유한) 로고스 담당변호사 안현성 변론종결: 2023. 3. 16. 판결선고: 2023. 4. 13.
1. 원고의 청구를 기각한다. 2. 소송비용은 원고가 부담한다.
1. 기초사실 가. 당사자들의 지위 피고는 신용조사업, 채권추심업 등을 목적으로 운영되는 회사이다. 원고는 피고의 신용사업본부 대전지점에서 지점장으로 근무하였던 사람이다. 나. 원고에 대한 견책처분 피고는 2018년 9월경 신용사업본부 대전지점에 대한 정기감사를 진행하였다. 위감 사에서 원고가 2015. 3. 19.부터 2017. 2. 28.까지 미회수 채권 4건에 관하여 채권 추심금이 입금되기 이전에 위 지점의 계좌로 합계 95,942,000원(= 회수수수료 87,230,000원 + 신용조사수수료 8,712,000원)을 입금하여, 마치 위 채권에 관하여 채권추심이 완료된 것과 같은 외관을 꾸민 사실이 적발되었다. 피고
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\uc785\uae08\ud558\uc5ec \ucc44\uad8c\ucd94\uc2ec \uc644\ub8cc \uc678\uad00\uc744 \uafb8\ubbfc \uc0ac\uc2e4\ub85c \uacac\ucc45\ucc98\ubd84\uc744 \ubc1b\uc74c(\uc120\ud589 \uacac\ucc45\ucc98\ubd84).\n- \ud53c\uace0\ub294 2021. 2. 4. \uc778\uc0ac\uc704\uc6d0\ud68c\ub97c \uac1c\ucd5c\ud558\uc5ec \uc6d0\uace0\uc5d0 \ub300\ud55c \uba74\uc9c1\ucc98\ubd84\uc744 \uc758\uacb0\ud558\uace0 \ud574\uace0\ud568(\uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84 \ubc0f \ud574\uace0).\n- \uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84\uc758 \uc8fc\uc694 \uc9d5\uacc4\uc0ac\uc720\ub294 \uc6d0\uace0\uac00 \uc9c0\uc810\uc7a5 \uc9c0\uc704\ub97c \uc774\uc6a9\ud558\uc5ec \uc18c\uc18d \uc9c1\uc6d0 C, D\ub85c\ubd80\ud130 \uae08\uc804\uc744 \ucc28\uc6a9\ud558\uace0 \uc774\ub97c \ubcc0\uc81c\ud558\uc9c0 \uc54a\uc544 \ubbfc\uc6d0\uc774 \ubc1c\uc0dd\ud55c \uc810, \uc120\ud589 \uacac\ucc45\ucc98\ubd84 \ub2f9\uc2dc \uae08\uc804 \ucc28\uc6a9 \uc0ac\uc2e4\uc744 \uc54c\ub9ac\uc9c0 \uc54a\uc740 \uc810 \ub4f1\uc784.\n## \ud575\uc2ec \uc7c1\uc810, \ubc95\ub9ac \ubc0f \ubc95\uc6d0\uc758 \ud310\ub2e8\n### \ud574\uace0\uc758 \uc808\ucc28\uc801 \ud558\uc790 (\ud574\uace0\uc0ac\uc720 \ud1b5\uc9c0 \uc5ec\ubd80)\n- \uadfc\ub85c\uae30\uc900\ubc95 \uc81c27\uc870\ub294 \ud574\uace0\uc0ac\uc720\uc640 \ud574\uace0\uc2dc\uae30\ub97c \uc11c\uba74\uc73c\ub85c \ud1b5\uc9c0\ud558\uc5ec\uc57c \ud6a8\ub825\uc774 \uc788\ub2e4\uace0 \uaddc\uc815\ud568.\n- \ud574\uace0 \ud1b5\uc9c0\uc11c\uc5d0 \uad6c\uccb4\uc801\uc778 \ud574\uace0\uc0ac\uc720\ub97c \uae30\uc7ac\ud558\uc9c0 \uc54a\uc558\ub354\ub77c\ub3c4, \ud574\uace0 \ub300\uc0c1\uc790\uac00 \uc774\ubbf8 \ud574\uace0\uc0ac\uc720\ub97c \uad6c\uccb4\uc801\uc73c\ub85c \uc54c\uace0 \ucda9\ubd84\ud788 \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc774\uc5c8\ub2e4\uba74 \uc704 \uc870\ud56d\uc5d0 \uc704\ubc18\ud55c \ud574\uace0\ud1b5\uc9c0\ub77c\uace0 \ubcfc \uc218 \uc5c6\uc74c.\n- \ud53c\uace0\uac00 \uc6d0\uace0\uc5d0\uac8c \uba74\uc9c1\ucc98\ubd84 \ud1b5\uc9c0 \uc2dc \uad6c\uccb4\uc801\uc778 \ud574\uace0\uc0ac\uc720\ub97c \uae30\uc7ac\ud558\uc9c0 \uc54a\uc558\uc73c\ub098, \uc6d0\uace0\ub294 C\uc758 \ubbfc\uc6d0 \ubc0f \uacbd\uc704\uc11c \uc791\uc131, \uc778\uc0ac\uc704\uc6d0\ud68c \ucd9c\uc11d \ub4f1\uc744 \ud1b5\ud574 \ud574\uace0\uc0ac\uc720\ub97c \uba85\ud655\ud788 \uc54c\uace0 \uc801\uc808\ud788 \ub300\uc751\ud560 \uc218 \uc788\uc5c8\uc74c.\n- \ub530\ub77c\uc11c \uc6d0\uace0\uc5d0 \ub300\ud55c \ud574\uace0\ud1b5\uc9c0\uac00 \uc704\ubc95\ud558\ub2e4\uace0 \ubcfc \uc218 \uc5c6\uc74c.\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \uadfc\ub85c\uae30\uc900\ubc95 \uc81c27\uc870\n- \ub300\ubc95\uc6d0 2011. 10. 27. \uc120\uace0 2011\ub2e442324 \ud310\uacb0\n- \ub300\ubc95\uc6d0 2014. 12. 24. \uc120\uace0 2012\ub2e481609 \ud310\uacb0\n- \ub300\ubc95\uc6d0 2022. 1. 14. \uc120\uace0 2021\ub45050642 \ud310\uacb0\n### \ud574\uace0\uc758 \uc808\ucc28\uc801 \ud558\uc790 (\uc774\uc911\uc9d5\uacc4 \uc5ec\ubd80)\n- \uc774\uc911\uc9d5\uacc4\uc5d0 \ud574\ub2f9\ud558\ub824\uba74 \uc120\ud589 \ucc98\ubd84\uacfc \ud6c4\ud589 \ucc98\ubd84\uc774 \ubaa8\ub450 \ubc95\uc801 \uc131\uc9c8\uc0c1 \uc9d5\uacc4\ucc98\ubd84\uc774\uc5b4\uc57c \ud558\uace0, \uc120\ud589 \uc9d5\uacc4\ucc98\ubd84\uc774 \uc720\ud6a8\ud558\uac8c \ud655\uc815\ub418\uc5b4\uc57c \ud558\uba70, \uc120\ud589 \uc9d5\uacc4\ucc98\ubd84\uacfc \ud6c4\ud589 \uc9d5\uacc4\ucc98\ubd84\uc758 \uc9d5\uacc4\ud610\uc758\uc0ac\uc2e4\uc774 \ub3d9\uc77c\ud558\uc5ec\uc57c \ud568.\n- \uc120\ud589 \uacac\ucc45\ucc98\ubd84\uc740 \ud5c8\uc704 \ub9e4\ucd9c \uc120\uacc4\uc0c1\uc5d0 \uad00\ud55c \uac83\uc774\uace0, \uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84\uc740 \uc9c0\uc704\ub97c \uc774\uc6a9\ud55c \uae08\uc804 \ucc28\uc6a9 \ubc0f \ubbfc\uc6d0 \ubc1c\uc0dd \ub4f1\uc5d0 \uad00\ud55c \uac83\uc73c\ub85c \uc9d5\uacc4\ud610\uc758\uc0ac\uc2e4\uc774 \ub3d9\uc77c\ud558\uc9c0 \uc54a\uc74c.\n- \ub530\ub77c\uc11c \uc774\ub97c \uc774\uc911\uc9d5\uacc4\ub77c\uace0 \ubcfc \uc218 \uc5c6\uc74c.\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \ub300\ubc95\uc6d0 2000. 9. 29. \uc120\uace0 99\ub45010902 \ud310\uacb0\n### \ud574\uace0\uc758 \uc2e4\uccb4\uc801 \ud558\uc790 (\uc9d5\uacc4\uc0ac\uc720\uc758 \uc874\ubd80)\n- \uc6d0\uace0\uac00 \uc9c0\uc810\uc7a5\uc758 \uc9c0\uc704\ub97c \uc774\uc6a9\ud558\uc5ec C, D\ub85c\ubd80\ud130 \ub3c8\uc744 \ube4c\ub9b0 \uc0ac\uc2e4\uc774 \uc778\uc815\ub428. C, D\ub294 \uc6d0\uace0\uc758 \uc9c0\uc704\ub85c \uc778\ud55c \ubd88\uc774\uc775\uc744 \uc5fc\ub824\ud558\uc5ec \ub3c8\uc744 \ub300\uc5ec\ud55c \uac83\uc73c\ub85c \ubcf4\uc784.\n- \uc6d0\uace0\uc758 \uae08\uc804 \ucc28\uc6a9 \ud589\uc704\ub294 \ud53c\uace0\uc758 \ucde8\uc5c5\uaddc\uce59 \uc81c59\uc870 2\ud638(\uc9c8\uc11c\uc640 \uaddc\uc728 \uc900\uc218\uc758\ubb34), \uc81c9\ud638(\uad8c\ud55c \ub0a8\uc6a9\uc73c\ub85c \uc778\ud55c \uc601\ub4dd\ud589\uc704 \uae08\uc9c0\uc758\ubb34)\ub97c \uc704\ubc18\ud55c \uac83\uc73c\ub85c, \ucde8\uc5c5\uaddc\uce59 \uc81c36\uc870 \uc81c1\ud638(\ubcf5\ubb34\uaddc\uc815\uc5d0 \uc704\ubc18\ud55c \ud589\uc704), 2\ud638(\uace0\uc758, \uacfc\uc2e4\ub85c \uc5c5\ubb34\uc0c1 \ubd84\uc7c1 \ub610\ub294 \uc7a5\uc560\ub97c \uc77c\uc73c\ud0a8 \ud589\uc704), 5\ud638(\uc9c1\uc704\ub97c \uc774\uc6a9\ud55c \ubd80\uc815\ud589\uc704)\uc5d0 \ub530\ub978 \uc9d5\uacc4\uc0ac\uc720\uc5d0 \ud574\ub2f9\ud568.\n- \uc6d0\uace0\uc5d0 \ub300\ud55c \uac15\uc694 \ud610\uc758\uc5d0 \ub300\ud574 \ud610\uc758\uc5c6\uc74c(\uc99d\uac70\ubd88\ucda9\ubd84) \ubd88\uae30\uc18c\ucc98\ubd84\uc774 \ub0b4\ub824\uc84c\uc73c\ub098, \uc774\ub294 \uac15\uc694\uc8c4\uc758 \uad6c\uc131\uc694\uac74\uacfc \uc774 \uc0ac\uac74 \uc9d5\uacc4\uc0ac\uc720\uac00 \ub2e4\ub974\ubbc0\ub85c \uc9d5\uacc4\uc0ac\uc720\uac00 \uc778\uc815\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubcfc \uc218 \uc5c6\uc74c.\n- \uc6d0\uace0\uac00 C, D\ub85c\ubd80\ud130 \ub3c8\uc744 \ube4c\ub9b4 \ub2f9\uc2dc \ubcc0\uc81c \uc758\uc0ac\ub098 \ub2a5\ub825\uc774 \uc5c6\uc5c8\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\uace0, \ucc28\uc6a9 \uc6a9\ub3c4\ub97c \uae30\ub9dd\ud558\uc5ec \ub3c8\uc744 \ube4c\ub838\ub2e4\uace0 \ubcfc \uc99d\uac70\ub3c4 \ubd80\uc871\ud558\ubbc0\ub85c, \uae30\ub9dd\uc73c\ub85c \uc778\ud55c \uae08\uc804 \ucc28\uc6a9\uc740 \uc9d5\uacc4\uc0ac\uc720\ub85c \uc778\uc815\ud558\uae30 \uc5b4\ub824\uc6c0.\n- \ud53c\uace0\uc758 \ucde8\uc5c5\uaddc\uce59\uc5d0 \uc9c0\uc810\uc7a5\uacfc \uc9c1\uc6d0 \uc0ac\uc774\uc758 \uae08\uc804 \uac70\ub798\ub97c \ubcf4\uace0\ud558\ub3c4\ub85d \ud558\ub294 \uaddc\uc815\uc774 \uc5c6\uc73c\ubbc0\ub85c, \uae08\uc804 \ucc28\uc6a9 \uc0ac\uc2e4 \ubbf8\ubcf4\uace0\ub294 \ub3c5\uc790\uc801\uc778 \uc9d5\uacc4\uc0ac\uc720\ub85c \uc778\uc815\ud558\uae30 \uc5b4\ub824\uc6c0.\n### \ud574\uace0\uc758 \uc2e4\uccb4\uc801 \ud558\uc790 (\uc9d5\uacc4\uc591\uc815\uc758 \uc801\uc815\uc131)\n- \uc9d5\uacc4\ucc98\ubd84\uc740 \uc9d5\uacc4\uad8c\uc790\uc758 \uc7ac\ub7c9\uc5d0 \ub9e1\uaca8\uc838 \uc788\uc73c\ub098, \uc0ac\ud68c\ud1b5\ub150\uc0c1 \ud604\uc800\ud558\uac8c \ud0c0\ub2f9\uc131\uc744 \uc783\uc5b4 \uc7ac\ub7c9\uad8c\uc744 \ub0a8\uc6a9\ud55c \uacbd\uc6b0 \uc704\ubc95\ud568.\n- \ud53c\uace0\ub294 \uc2e0\uc6a9\uc870\uc0ac\uc5c5, \ucc44\uad8c\ucd94\uc2ec\uc5c5\uc744 \uc601\uc704\ud558\ub294 \ud68c\uc0ac\ub85c \uc2e0\uc6a9\ub3c4\uac00 \ub9e4\uc6b0 \uc911\uc694\ud558\ub098, \uc6d0\uace0\uc758 \ud589\uc704\ub85c \uae08\uc735\uac10\ub3c5\uc6d0\uc5d0 \ubbfc\uc6d0\uc774 \uc81c\uae30\ub418\uc5b4 \ud53c\uace0\uc758 \uc2e0\uc6a9\ub3c4\uac00 \ud558\ub77d\ud568.\n- \uc6d0\uace0\ub294 \uc9c0\uc810\uc7a5\uc758 \uc9c0\uc704\ub97c \uc774\uc6a9\ud558\uc5ec \uc9c1\uc6d0\ub4e4\ub85c\ubd80\ud130 \ub3c8\uc744 \ube4c\ub838\uace0, \uc77c\ubd80\ub294 \ud5c8\uc704 \ub9e4\ucd9c \uc120\uacc4\uc0c1\uc744 \uc704\ud574 \ub3c8\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ub9d0\ud558\uc5ec \ub0b4\ubd80 \uc2e0\ub8b0\ub3c4\ub97c \ud558\ub77d\uc2dc\ud0b4.\n- \uc6d0\uace0\ub294 C, D\uc5d0\uac8c \uc218\uc2dc\ub85c \ub3c8\uc744 \ube4c\ub824\ub2ec\ub77c\uace0 \uc694\uccad\ud558\uc600\uace0, \ubbf8\ubcc0\uc81c \uc6d0\uae08\ub3c4 \uc801\uc9c0 \uc54a\uc74c.\n- \uc6d0\uace0\uc758 \uacbd\uc81c \uc0c1\ud669\uc774 \uc545\ud654\ub418\uc5b4 \ub2e4\ub978 \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uae08\uc804 \ucc28\uc6a9\uc744 \uc694\uad6c\ud560 \uac00\ub2a5\uc131\ub3c4 \ubc30\uc81c\ud558\uae30 \uc5b4\ub824\uc6e0\uc74c.\n- \uc6d0\uace0\uac00 C, D\uc5d0\uac8c \uc9c1\uc811\uc801\uc778 \ud611\ubc15\uc744 \ud558\uc9c0\ub294 \uc54a\uc558\uc73c\ub098, \uc9c0\uc810\uc7a5\uc2e4\uc5d0\uc11c \uc7a5\uc2dc\uac04 \ub3c8\uc744 \uc694\uad6c\ud55c \uac83\ub9cc\uc73c\ub85c\ub3c4 \uc9c1\uc6d0\ub4e4\uc740 \ud070 \ubd80\ub2f4\uc744 \ub290\uaf08\uc74c.\n- \uc6d0\uace0\uac00 \uc8fc\uc7a5\ud558\ub294 \ubcc0\uc81c \uae08\uc561\uc740 \ubbfc\uc6d0 \ubc1c\uc0dd \ud6c4 \uc9c0\uae09\ub41c \ubd80\ubd84\uacfc \uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84 \uc774\ud6c4 \ubcc0\uc81c\ub418\uac70\ub098 \uc608\uc0c1\ub418\ub294 \uae08\uc561\uc744 \ubaa8\ub450 \ubc18\uc601\ud55c \uac83\uc73c\ub85c, \uc6d0\uace0\uac00 \ubcc0\uc81c\ub97c \uc704\ud55c \ucd5c\ub300\ud55c\uc758 \ub178\ub825\uc744 \ub2e4\ud588\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub824\uc6c0.\n- \uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84\uc774 \uc9d5\uacc4\uc591\uc815\uc758 \uc7ac\ub7c9\uad8c\uc744 \uc77c\ud0c8\ud558\uac70\ub098 \ud604\uc800\ud558\uac8c \ud0c0\ub2f9\uc131\uc744 \uc783\uc740 \uac83\uc73c\ub85c \ubcf4\uae30 \uc5b4\ub824\uc6c0.\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \ub300\ubc95\uc6d0 2017. 3. 15. \uc120\uace0 2013\ub45026750 \ud310\uacb0\n### \uc784\uae08\uccad\uad6c\n- \uc6d0\uace0\uc758 \uc784\uae08\uccad\uad6c\ub294 \uc774 \uc0ac\uac74 \uba74\uc9c1\ucc98\ubd84\uacfc \ud574\uace0\uac00 \ubb34\ud6a8\uc784\uc744 \uc804\uc81c\ub85c \ud558\ub098, \uba74\uc9c1\ucc98\ubd84\uacfc \ud574\uace0\uc5d0 \ubb34\ud6a8 \uc0ac\uc720\uac00 \uc778\uc815\ub418\uc9c0 \uc54a\uc73c\ubbc0\ub85c \uc784\uae08\uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.\n## \uac80\ud1a0\n- \ubcf8 \ud310\uacb0\uc740 \ud574\uace0\uc758 \uc808\ucc28\uc801 \uc815\ub2f9\uc131 \ud310\ub2e8 \uc2dc, \ud574\uace0 \ud1b5\uc9c0\uc11c\uc5d0 \uad6c\uccb4\uc801\uc778 \uc0ac\uc720\uac00 \uba85\uc2dc\ub418\uc9c0 \uc54a\uc558\ub354\ub77c\ub3c4 \uadfc\ub85c\uc790\uac00 \uc774\ubbf8 \uadf8 \uc0ac\uc720\ub97c \uc778\uc9c0\ud558\uace0 \ucda9\ubd84\ud788 \ub300\uc751\ud560 \uae30\ud68c\uac00 \uc788\uc5c8\ub2e4\uba74 \uc808\ucc28\uc801 \ud558\uc790\ub85c \ubcf4\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc744 \uba85\ud655\ud788 \ud568.\n- \ub610\ud55c, \uc774\uc911\uc9d5\uacc4 \ud310\ub2e8 \uc2dc \uc120\ud589 \uc9d5\uacc4\uc640 \ud6c4\ud589 \uc9d5\uacc4\uc758 \uc9d5\uacc4\ud610\uc758\uc0ac\uc2e4\uc774 \ub3d9\uc77c\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud558\uc5ec, \uc720\uc0ac\ud55c \uc0c1\ud669\uc5d0\uc11c \uc9d5\uacc4\uc758 \uc815\ub2f9\uc131\uc744 \ud310\ub2e8\ud558\ub294 \uae30\uc900\uc744 \uc81c\uc2dc\ud568.\n- \uc9d5\uacc4\uc591\uc815\uc758 \uc801\uc815\uc131 \ud310\ub2e8\uc5d0\uc11c\ub294 \ud68c\uc0ac\uc758 \uc0ac\uc5c5 \ud2b9\uc131(\uc2e0\uc6a9\ub3c4 \uc911\uc694\uc131), \uadfc\ub85c\uc790\uc758 \uc9c0\uc704, \ube44\uc704\ud589\uc704\uc758 \ub0b4\uc6a9 \ubc0f \uacbd\uc704, \ud68c\uc0ac\uc5d0 \ubbf8\uce5c \uc601\ud5a5 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \ud574\uace0\uc758 \uc815\ub2f9\uc131\uc744 \uc778\uc815\ud558\uc600\uc74c. \uc774\ub294 \uc9c0\uc810\uc7a5\uacfc \uac19\uc774 \ub192\uc740 \uc9c1\uc704\uc5d0 \uc788\ub294 \uadfc\ub85c\uc790\uc758 \ube44\uc704\ud589\uc704\uc5d0 \ub300\ud574 \uc5c4\uaca9\ud55c \uc7a3\ub300\ub97c \uc801\uc6a9\ud560 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud568.\n- \ud615\uc0ac\uc0ac\uac74\uc5d0\uc11c\uc758 \ubd88\uae30\uc18c\ucc98\ubd84(\ud610\uc758\uc5c6\uc74c)\uc774 \ubc18\ub4dc\uc2dc \uc9d5\uacc4\uc0ac\uc720\uc758 \ubd80\uc874\uc7ac\ub97c \uc758\ubbf8\ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\ub294 \uc810\uc744 \uba85\ud655\ud788 \ud558\uc5ec, \ud615\uc0ac \uc808\ucc28\uc640 \uc9d5\uacc4 \uc808\ucc28\uc758 \ub3c5\ub9bd\uc131\uc744 \uc7ac\ud655\uc778\ud568."}