창원지방법원 진주지원 | 2017-02-08 | 2016가합10585
확보한 수집 내용입니다. 전문 여부와 앞뒤 누락, 문단·표·공백의 원형 보존은 확인되지 않았습니다.
공식 원문 미확인
관련 판례 및 법령
- 피고 농협의 복무규정: 담당업무 처리 시 고의 또는 과실로 조합에 손실을 초래한 경우 징계사유.
- 피고 농협의 경제사업규정: 조합 책임하에 매입하여 판매·공급·가공하는 '매취방식'으로 사업을 진행하고, 조합이 취급하는 물자는 당사자 상호 입회 아래 인수도함이 원칙이며, 증빙서류를 수수하여야 함.
- 피고 농협의 경제사업여신업무방법, 상호금융여신업무방법: 담보물은 지정 감정평가업자에게 의뢰하여 평가하여야 함.
- 피고 농협의 징계변상규정, 회원조합징계변상업무처리준칙.
징계양정의 적정 여부
- 법리: 해고처분은 사회통념상 고용관계를 계속할 수 없을 정도로 근로자에게 책임 있는 사유가 있는 경우에 정당성이 인정되며, 이는 사업의 목적과 성격, 사업장의 여건, 근로자의 지위 및 담당 직무, 비위행위의 동기와 경위, 기업질서에 미칠 영향, 과거 근무태도 등 여러 사정을 종합적으로 검토하여 판단함 (대법원 2002. 5. 28. 선고 2001두10455 판결, 대법원 2009. 5. 28. 선고 2007두979 판결 등 참조).
- 법원의 판단:
- 이 사건 사기로 인한 피고 농협의 피해 규모는 6,774,674,000원 상당이며,
1. 원고의 청구를 기각한다. 2. 소송비용은 원고가 부담한다.
피고가 원고에 대하여 2015. 8. 21.에 한 징계해직처분은 무효임을 확인한다.
{"source_kind": "bigcase_html", "member_only": false, "extraction_method": "fallback_body", "ai_summary": "# \ub18d\ud611 \uc9c1\uc6d0\uc758 \ube44\uc815\uc0c1 \uac70\ub798\ub85c \uc778\ud55c \uc9d5\uacc4\ud574\uc9c1\ucc98\ubd84 \uc815\ub2f9\uc131 \ud310\ub2e8\n## \uacb0\uacfc \uc694\uc57d\n- \uc6d0\uace0\uc758 \uc9d5\uacc4\ud574\uc9c1\ucc98\ubd84 \ucde8\uc18c \uccad\uad6c\ub97c \uae30\uac01\ud568.\n## \uc0ac\uc2e4\uad00\uacc4\n- \ud53c\uace0 \ub18d\ud611\uc740 \uc870\ud569\uc6d0\uc758 \ub18d\uc5c5 \uc0dd\uc0b0\uc131 \ud5a5\uc0c1 \ubc0f \ub18d\uc0b0\ubb3c \ud310\ub85c \ud655\ub300\ub97c \ubaa9\uc801\uc73c\ub85c \ud558\ub294 \uc9c0\uc5ed\ub18d\uc5c5\ud611\ub3d9\uc870\ud569\uc784.\n- \uc6d0\uace0\ub294 1993. 7. 16. \ud53c\uace0 \ub18d\ud611\uc5d0 \uc785\uc0ac\ud558\uc5ec 2014. 3. 1.\ubd80\ud130 2015. 8. 21.\uae4c\uc9c0 \uacbd\uc81c\uacfc\uc7a5\uc73c\ub85c \ud310\ub9e4, \uc720\ud1b5 \uc5c5\ubb34\ub97c \ub2f4\ub2f9\ud568.\n- \ud53c\uace0 \ub18d\ud611\uc740 2014\ub144 \uc2e4\uc801 \ubd80\uc9c4\uc73c\ub85c \ud1b5\u00b7\ud3d0\ud569 \uc704\uae30\uc5d0 \ucc98\ud558\uc790 \uacbd\uc81c\uc0ac\uc5c5 \uc2e4\uc801 \uc99d\ub300\ub97c \uc704\ud574 \uc2dd\uc7ac\ub8cc \uc720\ud1b5\uc5c5\uccb4\uc640 \uc678\uc0c1\uac70\ub798\uc57d\uc815\uc744 \uccb4\uacb0\ud558\uace0, \ud53c\uace0 \ub18d\ud611\uc774 \ub9e4\uc785\ucc98\uc5d0\uc11c \ub18d\uc0b0\ubb3c\uc744 \ub9e4\uc785\ud558\uc5ec \uc720\ud1b5\uc5c5\uccb4\uc5d0 \ud310\ub9e4\ud55c \uac83\ucc98\ub7fc \ud68c\uacc4 \ucc98\ub9ac\ud55c \ud6c4 \ub9e4\uc785\ub300\uae08\uc744 \uc9c1\uc811 \uacb0\uc81c\ud558\uace0 \uc720\ud1b5\uc5c5\uccb4\ub85c\ubd80\ud130 \uc218\uc218\ub8cc\ub97c \ub354\ud55c \uae08\uc561\uc744 \ubcc0\uc81c\ubc1b\ub294 \ubc29\uc2dd\uc758 **\ube44\uc815\uc0c1 \uac70\ub798**\ub97c \uc9c4\ud589\ud568.\n- C \ub4f1\uc740 \uc704 \ube44\uc815\uc0c1 \uac70\ub798 \ubc29\uc2dd\uc744 \uc774\uc6a9\ud558\uc5ec \ud53c\uace0 \ub18d\ud611\uc744 \uae30\ub9dd, \ud5c8\uc704 \ub9e4\uc785\ucc98 \uba85\uc758\ub85c \ub9e4\uc785\ub300\uae08\uc744 \uc9c0\uae09\ubc1b\uac70\ub098 \ub18d\uc0b0\ubb3c\uc744 \uacf5\uae09\ubc1b\uc544 **6,774,674,000\uc6d0 \uc0c1\ub2f9\uc758 \uc0ac\uae30 \ud53c\ud574**\ub97c \ubc1c\uc0dd\uc2dc\ucf30\uace0, \uc6d0\uace0 \uc9d5\uacc4\ud574\uc9c1 \ub2f9\uc2dc 5,331,210,000\uc6d0 \uc0c1\ub2f9\uc758 \ud53c\ud574\uac00 \ud68c\ubcf5\ub418\uc9c0 \ubabb\ud568.\n- \ud53c\uace0 \ub18d\ud611\uc740 2015. 8. 21. \uc778\uc0ac\uc704\uc6d0\ud68c\ub97c \uac1c\ucd5c\ud558\uc5ec \uc6d0\uace0\ub97c \uc9d5\uacc4\ud574\uc9c1\ud558\uc600\uace0, \uc6d0\uace0\uc758 \uc7ac\uc2ec \uccad\uad6c\ub294 2015. 10. 20. \uae30\uac01\ub418\uc5b4 \uc9d5\uacc4\ud574\uc9c1\ucc98\ubd84\uc774 \ud655\uc815\ub428.\n- \uc6d0\uace0\ub294 \ud2b9\uc815\uacbd\uc81c\ubc94\uc8c4\uac00\uc911\ucc98\ubc8c\ub4f1\uc5d0\uad00\ud55c\ubc95\ub960\uc704\ubc18(\uc5c5\ubb34\uc0c1\ubc30\uc784) \ud610\uc758\ub85c \uace0\uc18c\ub418\uc5c8\uc73c\ub098, 2015. 12. 31. **\ud610\uc758\uc5c6\uc74c \ucc98\ubd84**\uc744 \ubc1b\uc74c.\n## \ud575\uc2ec \uc7c1\uc810, \ubc95\ub9ac \ubc0f \ubc95\uc6d0\uc758 \ud310\ub2e8\n### \uc9d5\uacc4\uc0ac\uc720\uc758 \uc874\ubd80\n- **\ubc95\ub9ac**: \uadfc\ub85c\uc790\uc758 \ud589\uc704\uac00 \uc0ac\uc6a9\uc790\uc758 \ubcf5\ubb34\uaddc\uc815, \uc5c5\ubb34\uaddc\uc815 \ub4f1\uc744 \uc704\ubc18\ud558\uc5ec \uc190\uc2e4\uc744 \ucd08\ub798\ud55c \uacbd\uc6b0 \uc9d5\uacc4\uc0ac\uc720\uac00 \uc778\uc815\ub420 \uc218 \uc788\uc74c.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc6d0\uace0\ub294 \uacbd\uc81c\uacfc\uc7a5\uc73c\ub85c\uc11c 2014. 3. 14.\ubd80\ud130 2014. 9. 24. \uc0ac\uc774 7\uac1c \uc5c5\uccb4\uac00 \uc791\uc131\ud55c \uac70\ub798\uba85\uc138\ud45c\ub97c \ud329\uc2a4\ub85c \uc1a1\ubd80\ubc1b\uc544 \uc2e4\uc9c8\uc801\uc778 \uac70\ub798 \uc5c6\uc774 \ud5c8\uc704\ub85c \ub18d\uc0b0\ubb3c \ub4f1\uc744 \ub9e4\uc785\ud55c \uac83\ucc98\ub7fc \ud68c\uacc4 \ucc98\ub9ac\ud558\uace0, 6,703,282,000\uc6d0\uc744 \ud574\ub2f9 \uc5c5\uccb4\uc5d0 \uc9c0\uae09\ud568.\n- \uc704 \ub9e4\uc785\ub300\uae08\uc5d0 71,392,000\uc6d0\uc758 \uc218\uc218\ub8cc\ub97c \ub354\ud55c 6,774,674,000\uc6d0\uc5d0 \ub300\ud558\uc5ec \ud574\ub2f9 \uc5c5\uccb4\uc5d0 \ub2e4\uc2dc \ud310\ub9e4\ud558\ub294 \uac83\ucc98\ub7fc \ud68c\uacc4 \ucc98\ub9ac\ud568.\n- \uc6d0\uace0\ub294 \ube44\uc815\uc0c1 \uac70\ub798 \ub2f4\ubcf4\uc124\uc815 \uacfc\uc815\uc5d0\uc11c \uc9c0\uc815\uac10\uc815 \ud3c9\uac00\uc5c5\uc790\uc5d0\uac8c \uac10\uc815\uc744 \uc758\ub8b0\ud558\uc9c0 \uc54a\uace0, \uc5c5\uccb4\uac00 \uc81c\ucd9c\ud55c \uac10\uc815\ud3c9\uac00\uc11c \uc0c1\uc758 \uac10\uc815\uac00\uaca9\uc5d0 \ub300\ud574 \uc804\ud654 \ud655\uc778\ub9cc\uc744 \uac70\uccd0 \uc2e0\ub8b0\ud568.\n- \uc2e4\uc81c \ub2f4\ubcf4\uac00\uce58\uc5d0 \ub530\ub978 \uac70\ub798 \uac00\ub2a5 \uae08\uc561\uc740 569,322,000\uc6d0\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 5,590,000,000\uc6d0\uc758 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9d0.\n- \ube44\uc815\uc0c1 \uac70\ub798 \uacfc\uc815\uc5d0\uc11c \uc6d0\uace0 \uc0c1\uae09\uc790\uc758 \ud1b5\uc0c1\uc801\uc778 \uc11c\ub958 \uacb0\uc7ac\uac00 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc74c.\n- \uc6d0\uace0\uc758 \ud589\uc704\ub294 \uace0\uc758 \ub610\ub294 \uacfc\uc2e4\ub85c \ud53c\uace0 \ub18d\ud611\uc758 \ubcf5\ubb34\uaddc\uc815, \uacbd\uc81c\uc0ac\uc5c5\uaddc\uc815, \uacbd\uc81c\uc0ac\uc5c5\uc5ec\uc2e0\uc5c5\ubb34\ubc29\ubc95, \uc0c1\ud638\uae08\uc735\uc5ec\uc2e0\uc5c5\ubb34\ubc29\ubc95\uc5d0 \uc704\ubc18\ud558\uc5ec \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\uace0 \ud53c\uace0 \ub18d\ud611\uc5d0 \uc190\uc2e4\uc744 \ucd08\ub798\ud55c \uac83\uc73c\ub85c, \uc9d5\uacc4\uc0ac\uc720\uac00 \uc778\uc815\ub428.\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \ud53c\uace0 \ub18d\ud611\uc758 \ubcf5\ubb34\uaddc\uc815: \ub2f4\ub2f9\uc5c5\ubb34 \ucc98\ub9ac \uc2dc \uace0\uc758 \ub610\ub294 \uacfc\uc2e4\ub85c \uc870\ud569\uc5d0 \uc190\uc2e4\uc744 \ucd08\ub798\ud55c \uacbd\uc6b0 \uc9d5\uacc4\uc0ac\uc720.\n- \ud53c\uace0 \ub18d\ud611\uc758 \uacbd\uc81c\uc0ac\uc5c5\uaddc\uc815: \uc870\ud569 \ucc45\uc784\ud558\uc5d0 \ub9e4\uc785\ud558\uc5ec \ud310\ub9e4\u00b7\uacf5\uae09\u00b7\uac00\uacf5\ud558\ub294 '\ub9e4\ucde8\ubc29\uc2dd'\uc73c\ub85c \uc0ac\uc5c5\uc744 \uc9c4\ud589\ud558\uace0, \uc870\ud569\uc774 \ucde8\uae09\ud558\ub294 \ubb3c\uc790\ub294 \ub2f9\uc0ac\uc790 \uc0c1\ud638 \uc785\ud68c \uc544\ub798 \uc778\uc218\ub3c4\ud568\uc774 \uc6d0\uce59\uc774\uba70, \uc99d\ube59\uc11c\ub958\ub97c \uc218\uc218\ud558\uc5ec\uc57c \ud568.\n- \ud53c\uace0 \ub18d\ud611\uc758 \uacbd\uc81c\uc0ac\uc5c5\uc5ec\uc2e0\uc5c5\ubb34\ubc29\ubc95, \uc0c1\ud638\uae08\uc735\uc5ec\uc2e0\uc5c5\ubb34\ubc29\ubc95: \ub2f4\ubcf4\ubb3c\uc740 \uc9c0\uc815 \uac10\uc815\ud3c9\uac00\uc5c5\uc790\uc5d0\uac8c \uc758\ub8b0\ud558\uc5ec \ud3c9\uac00\ud558\uc5ec\uc57c \ud568.\n- \ud53c\uace0 \ub18d\ud611\uc758 \uc9d5\uacc4\ubcc0\uc0c1\uaddc\uc815, \ud68c\uc6d0\uc870\ud569\uc9d5\uacc4\ubcc0\uc0c1\uc5c5\ubb34\ucc98\ub9ac\uc900\uce59.\n### \uc9d5\uacc4\uc591\uc815\uc758 \uc801\uc815 \uc5ec\ubd80\n- **\ubc95\ub9ac**: \ud574\uace0\ucc98\ubd84\uc740 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \uace0\uc6a9\uad00\uacc4\ub97c \uacc4\uc18d\ud560 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \uadfc\ub85c\uc790\uc5d0\uac8c \ucc45\uc784 \uc788\ub294 \uc0ac\uc720\uac00 \uc788\ub294 \uacbd\uc6b0\uc5d0 \uc815\ub2f9\uc131\uc774 \uc778\uc815\ub418\uba70, \uc774\ub294 \uc0ac\uc5c5\uc758 \ubaa9\uc801\uacfc \uc131\uaca9, \uc0ac\uc5c5\uc7a5\uc758 \uc5ec\uac74, \uadfc\ub85c\uc790\uc758 \uc9c0\uc704 \ubc0f \ub2f4\ub2f9 \uc9c1\ubb34, \ube44\uc704\ud589\uc704\uc758 \ub3d9\uae30\uc640 \uacbd\uc704, \uae30\uc5c5\uc9c8\uc11c\uc5d0 \ubbf8\uce60 \uc601\ud5a5, \uacfc\uac70 \uadfc\ubb34\ud0dc\ub3c4 \ub4f1 \uc5ec\ub7ec \uc0ac\uc815\uc744 \uc885\ud569\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uc5ec \ud310\ub2e8\ud568 (\ub300\ubc95\uc6d0 2002. 5. 28. \uc120\uace0 2001\ub45010455 \ud310\uacb0, \ub300\ubc95\uc6d0 2009. 5. 28. \uc120\uace0 2007\ub450979 \ud310\uacb0 \ub4f1 \ucc38\uc870).\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \uc0ac\uae30\ub85c \uc778\ud55c \ud53c\uace0 \ub18d\ud611\uc758 \ud53c\ud574 \uaddc\ubaa8\ub294 6,774,674,000\uc6d0 \uc0c1\ub2f9\uc774\uba70, \uc6d0\uace0 \uc9d5\uacc4\ud574\uc9c1 \ub2f9\uc2dc 5,331,210,000\uc6d0 \uc0c1\ub2f9\uc758 \ud53c\ud574\uac00 \ud68c\ubcf5\ub418\uc9c0 \ubabb\ud568. \ud5a5\ud6c4 \ud68c\uc218 \uac00\ub2a5\uc561\uc744 \uace0\ub824\ud558\ub354\ub77c\ub3c4 \uc608\uc0c1 \ud53c\ud574 \uaddc\ubaa8\ub294 4,761,888,000\uc6d0\uc5d0 \uc774\ub984.\n- \uc6d0\uace0\uac00 \uac1c\uc778\uc801\uc778 \uc774\ub4dd\uc744 \ucde8\ud55c \ubc14 \uc5c6\uace0, \ube44\uc815\uc0c1 \uac70\ub798\uac00 \uc870\ud569 \ucc28\uc6d0\uc5d0\uc11c \ucd94\uc9c4\ub418\uc5c8\ub2e4 \ud558\ub354\ub77c\ub3c4, \uc6d0\uace0\ub294 \ud310\ub9e4, \uc720\ud1b5\uc0ac\uc5c5 \ub2f4\ub2f9\uc790\ub85c\uc11c \uc678\uc0c1\uac70\ub798 \uc2dc \ud68c\uc218 \uac00\ub2a5\uc131 \uace0\ub824 \ubc0f \uad00\ub828 \uaddc\uc815\uc5d0 \ub530\ub978 \ub2f4\ubcf4\ubb3c\uc758 \uac1d\uad00\uc801 \ud3c9\uac00\ub97c \uc704\ud55c \uace0\ub3c4\uc758 \uc8fc\uc758\uc758\ubb34\uac00 \uc788\uc5c8\uc74c.\n- \uac1d\uad00\uc801 \ub2f4\ubcf4\uac00\uce58\uc5d0 \ub530\ub978 \uac70\ub798 \uac00\ub2a5 \uae08\uc561\uc740 569,322,000\uc6d0\uc784\uc5d0\ub3c4 5,590,000,000\uc6d0\uc758 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc838 \ub2f4\ubcf4\uac00\uce58 \ub300\ube44 \uc57d 10\ubc30\uc5d0 \uac00\uae4c\uc6b4 \uac70\ub798\uac00 \ubc1c\uc0dd\ud568.\n- \uc6d0\uace0\uac00 \uc9c0\uc815\uac10\uc815\ud3c9\uac00\uc5c5\uc790\uc5d0\uac8c \uc758\ub8b0\ud558\uc5ec \ub2f4\ubcf4\ubb3c \uac00\uce58\ub97c \ud3c9\uac00\ud558\ub294 \uc808\ucc28\ub97c \ud1b5\ud574 \uc801\uc808\ud55c \ub2f4\ubcf4 \uc124\uc815\uc744 \ud588\ub354\ub77c\uba74 \ud53c\ud574\ub97c \ubc29\uc9c0\ud558\uac70\ub098 \uaddc\ubaa8\ub97c \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc5c8\uc744 \uac83\uc73c\ub85c \ubcf4\uc784.\n- \ud53c\uace0 \ub18d\ud611\uc758 \ud310\ub9e4, \uc720\ud1b5\uc0ac\uc5c5\uc740 \ud575\uc2ec\uc0ac\uc5c5\uc73c\ub85c \uc2e0\uc6a9 \ubc0f \uc2e0\ub8b0\uc640 \uc9c1\uacb0\ub418\ub294\ub370, \uc774 \uc0ac\uac74 \ube44\uc815\uc0c1 \uac70\ub798 \ubc0f \uc0ac\uae30 \ud53c\ud574 \ubc1c\uc0dd\uc73c\ub85c \uc9c0\uc5ed\uc0ac\ud68c\uc5d0\uc11c \ud53c\uace0 \ub18d\ud611 \uc804\uccb4\uc758 \uacf5\uc2e0\ub825\uc774 \ud06c\uac8c \uc2e4\ucd94\ub428.\n- \uc774\ub7ec\ud55c \uc0ac\uc815\uc5d0 \ube44\ucd94\uc5b4 \ubcfc \ub54c, \uc774 \uc0ac\uac74 \uc9d5\uacc4\ud574\uc9c1\ucc98\ubd84\uc774 \ud615\ud3c9\uc131\uc5d0 \uc5b4\uae0b\ub098\uac70\ub098 \uac1d\uad00\uc801\uc73c\ub85c \uba85\ubc31\ud788 \ubd80\ub2f9\ud558\uc5ec \uc7ac\ub7c9\uad8c\uc744 \ub0a8\uc6a9\ud55c \uac83\uc774\ub77c\uace0 \ubcf4\uae30 \uc5b4\ub824\uc6c0.\n## \ucc38\uace0\uc0ac\uc2e4\n- \uc6d0\uace0\ub294 \ud53c\uace0 \ub18d\ud611 \uc870\ud569\uc7a5\uc758 \ubb34\ub9ac\ud55c \uc0ac\uc5c5\ubaa9\ud45c \ubd80\uc5ec\uc640 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\uc600\uc744 \ubfd0, \uc774 \uc0ac\uac74 \ube44\uc815\uc0c1 \uac70\ub798 \uacfc\uc815\uc5d0\uc11c \uc5b4\ub5a0\ud55c \uc774\uc775\ub3c4 \ucde8\ub4dd\ud558\uc9c0 \uc54a\uc74c.\n- \uc6d0\uace0\ub294 \ub2f4\ubcf4\uc124\uc815 \uacfc\uc815\uc5d0\uc11c \uac10\uc815\uc778\uc5d0\uac8c \uc804\ud654 \ud655\uc778\uc744 \uac70\uce58\uace0 \uc0c1\uae09\uc790\uc5d0\uac8c \ubcf4\uace0\ud558\ub294 \ub4f1 \ud1b5\uc0c1\uc801\uc778 \uc5c5\ubb34\uc808\ucc28\uc5d0 \ub530\ub77c \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\uc600\ub2e4\uace0 \uc8fc\uc7a5\ud568.\n- \uc6d0\uace0\uc5d0 \ub300\ud55c \ud615\uc0ac\uc0ac\uac74\uc5d0\uc11c '\ud53c\uace0 \ub18d\ud611 \ud1b5\ud3d0\ud569 \uc6b0\ub824 \ub4f1\uc73c\ub85c \uac70\ub798 \uc2e4\uc801\uc744 \uc313\uae30 \uc704\ud55c \uc5c5\ubb34\ucd94\uc9c4\uacfc\uc815\uc5d0\uc11c \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798\uac00 \ubc1c\uc0dd\ud558\uc600\uace0, \uc6d0\uace0\uac00 \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798\ub97c \ud1b5\ud558\uc5ec \uc5b4\ub5a0\ud55c \uc774\ub4dd\ub3c4 \ucde8\ud55c \ubc14 \uc5c6\ub2e4'\ub294 \uc774\uc720\ub85c \ud610\uc758\uc5c6\uc74c \ucc98\ubd84\uc744 \ubc1b\uc74c.\n## \uac80\ud1a0\n- \ubcf8 \ud310\uacb0\uc740 \uc9c1\uc6d0\uc758 \uac1c\uc778\uc801 \uc774\ub4dd \ucde8\ub4dd \uc5ec\ubd80\uc640 \ubb34\uad00\ud558\uac8c, **\uc5c5\ubb34\uc0c1 \uc8fc\uc758\uc758\ubb34 \uc704\ubc18\uc73c\ub85c \uc778\ud55c \ub9c9\ub300\ud55c \uc190\uc2e4 \ubc1c\uc0dd \ubc0f \uae30\uc5c5 \uacf5\uc2e0\ub825 \uc2e4\ucd94**\uac00 \uc9d5\uacc4\ud574\uc9c1\uc758 \uc815\ub2f9\ud55c \uc0ac\uc720\uac00 \ub420 \uc218 \uc788\uc74c\uc744 \uba85\ud655\ud788 \ud568.\n- \ud2b9\ud788, \uae08\uc735\uae30\uad00\uc758 \uacbd\uc6b0 \ub2f4\ubcf4 \ud3c9\uac00 \ub4f1 **\ub0b4\ubd80 \uaddc\uc815 \uc900\uc218 \ubc0f \uace0\ub3c4\uc758 \uc8fc\uc758\uc758\ubb34**\uac00 \uc694\uad6c\ub418\uba70, \uc774\ub97c \uc704\ubc18\ud558\uc5ec \ubc1c\uc0dd\ud55c \uc190\uc2e4\uc5d0 \ub300\ud574\uc11c\ub294 \uc5c4\uc911\ud55c \ucc45\uc784\uc744 \ubb3c\uc744 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud568.\n- \ud615\uc0ac\uc0c1 \ubb34\ud610\uc758 \ucc98\ubd84\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ubbfc\uc0ac\uc0c1 \uc9d5\uacc4\uc758 \uc815\ub2f9\uc131\uc740 \ubcc4\uac1c\ub85c \ud310\ub2e8\ub420 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc0ac\ub840\uc784. \uc774\ub294 \ud615\uc0ac \ucc45\uc784\uacfc \uc9d5\uacc4 \ucc45\uc784\uc758 \ud310\ub2e8 \uae30\uc900\uc774 \ub2e4\ub97c \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud568."}