서울서부지방법원 2024. 6. 13. 선고 2021가합37062(본소),2021가합40549(반소) 판결 부당이득금반환등,손해배상(기)

{"source_kind": "bigcase_html_noauth", "extraction_method": "next_data_noauth", "ai_summary": "# \uacf5\uc0ac\ub3c4\uae09\uacc4\uc57d \ud574\uc9c0 \ud1b5\ubcf4\uc758 \uc801\ubc95\uc131 \ubc0f \ucd94\uac00 \uacf5\uc0ac\ub300\uae08, \ubd80\ub2f9\uc774\ub4dd \ubc18\ud658 \ucc45\uc784\n## \uacb0\uacfc \uc694\uc57d\n- \uc6d0\uace0(\ubc18\uc18c\ud53c\uace0)\ub294 \ud53c\uace0(\ubc18\uc18c\uc6d0\uace0)\uc5d0\uac8c 288,037,732\uc6d0 \ubc0f \uc9c0\uc5f0\uc190\ud574\uae08\uc744 \uc9c0\uae09\ud558\uace0, \ud53c\uace0(\ubc18\uc18c\uc6d0\uace0)\ub294 \uc6d0\uace0(\ubc18\uc18c\ud53c\uace0)\uc5d0\uac8c 434,459,681\uc6d0 \ubc0f \uc9c0\uc5f0\uc190\ud574\uae08\uc744 \uc9c0\uae09\ud568.\n- \uc6d0\uace0\uc758 \ub098\uba38\uc9c0 \ubcf8\uc18c \uccad\uad6c \ubc0f \ud53c\uace0\uc758 \ub098\uba38\uc9c0 \ubc18\uc18c \uccad\uad6c\ub294 \uae30\uac01\ub428.\n## \uc0ac\uc2e4\uad00\uacc4\n- \uc6d0\uace0\ub294 \uc11c\uc6b8\uc2dc D \uc2e0\ucd95 \uc0ac\uc5c5 \uc911 \uac74\ucd95, \uc870\uacbd, \ud1a0\ubaa9 \uacf5\uc0ac\uc5d0 \uad00\ud55c \uc6d0\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc744 \uccb4\uacb0\ud568.\n- \uc6d0\uace0\ub294 2019. 12. 15. \ud53c\uace0\uc640 \uc704 \uacf5\uc0ac \uc911 \ucca0\uadfc\ucf58\ud06c\ub9ac\ud2b8 \uacf5\uc0ac(\uc774 \uc0ac\uac74 \uacf5\uc0ac)\uc5d0 \uad00\ud55c \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uc600\uace0, \ubc1c\uc8fc\uc790\uac00 \ud53c\uace0\uc5d0\uac8c \ud558\ub3c4\uae09\ub300\uae08\uc744 \uc9c1\uc811 \uc9c0\uae09\ud558\uae30\ub85c \ud569\uc758\ud568.\n- \uc6d0\uace0\uc640 \ud53c\uace0\ub294 6\ucc28\ub840\uc5d0 \uac78\uccd0 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d \ubcc0\uacbd\uacc4\uc57d\uc744 \uccb4\uacb0\ud568.\n- \ud53c\uace0\ub294 \ucc29\uacf5 \uc9c0\uc5f0, \uc120\ud589 \uacf5\uc885 \uc9c0\uc5f0, \uad00\uae09 \ub808\ubbf8\ucf58 \uc218\uae09 \ucc28\uc9c8 \ub4f1\uc73c\ub85c \ucd94\uac00 \uacf5\uc0ac\ube44\uc6a9 \ubc1c\uc0dd\uc744 \uc8fc\uc7a5\ud558\uba70 \uc6d0\uace0\uc5d0\uac8c \uc815\uc0b0\uc744 \uc694\uccad\ud568.\n- \uc6d0\uace0\ub294 2021. 1. 14. \ud53c\uace0\uc640 \ucd94\uac00 \uacf5\uc0ac\ube44\uc6a9 \ubc0f \uacf5\uae30 \uc9c0\uc5f0\uc5d0 \ub530\ub978 \uc190\uc2e4 \uc804\ubcf4\ub97c \uc704\ud55c \ud655\uc57d\uc11c(\ud655\uc57d\uae08 330,000,000\uc6d0)\ub97c \uccb4\uacb0\ud568.\n- \uc6d0\uace0\ub294 2021. 6. 15. \ud53c\uace0\uc5d0\uac8c \ub178\uc784 \uccb4\ubd88 \ubc0f \ubbfc\uc6d0 \uc57c\uae30 \ub4f1\uc744 \uc774\uc720\ub85c \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d \ud574\uc9c0\ub97c \ud1b5\ubcf4\ud568.\n## \ud575\uc2ec \uc7c1\uc810, \ubc95\ub9ac \ubc0f \ubc95\uc6d0\uc758 \ud310\ub2e8\n### \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc758 \ubc94\uc704 (\ube44\uacc4 \ubc0f \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac \ud3ec\ud568 \uc5ec\ubd80)\n- **\ubc95\ub9ac**: \uacf5\uc0ac\ub3c4\uae09\uacc4\uc57d\uc758 \ub0b4\uc6a9 \ud574\uc11d\uc740 \uacc4\uc57d\uc758 \ubaa9\uc801, \uccb4\uacb0 \uacbd\uc704, \ub2f9\uc0ac\uc790\uc758 \uc758\uc0ac \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud568.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc6d0\uace0 \uc9c1\uc6d0\uc774 \ud53c\uace0\uc5d0\uac8c \ube44\uacc4 \ubc0f \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac\uac00 \ud3ec\ud568\ub41c '\uc815\uc0b0\uc6a9 \ub0b4\uc5ed\uc11c'\ub97c \ubc1c\uc1a1\ud55c \uc810.\n- \ube44\uacc4 \ubc0f \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac\ub97c \ub0b4\uc5ed\uc11c\uc5d0\uc11c \uc81c\uc678\ud558\uba74\uc11c \uc9c1\uc811 \uacf5\uc0ac\ube44\ub9cc \uac10\uc561\ud558\uace0 \uac04\uc811\ube44\ub294 \uac10\uc561\ud558\uc9c0 \uc54a\uc740 \uc810.\n- \uc774 \uc0ac\uac74 \ud655\uc57d\uc11c \ucd08\uc548 \uc791\uc131 \uc2dc \ud53c\uace0\uac00 \ube44\uacc4 \uacf5\uc0ac \uad00\ub828 \ubb38\uad6c\ub97c \uc0bd\uc785\ud588\uc73c\ub098, \uc6d0\uace0 \uc9c1\uc6d0\uc758 \uc694\uccad\uc73c\ub85c \uc0ad\uc81c\ub41c \uacbd\uc704.\n- \uac10\uc815\uc778\uc774 \ud53c\uace0\uac00 \ube44\uacc4 \ubc0f \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac\uc640 \uad00\ub828\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \uc5c5\ubb34\ub97c \uc218\ud589\ud588\ub2e4\uace0 \uac10\uc815\ud55c \uc810.\n- **\uacbd\uc81c\uc801\u00b7\uc2e4\uc9c8\uc801\uc73c\ub85c\ub294 \ud53c\uace0\uac00 \ube44\uacc4 \ubc0f \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac\ub97c \uc218\ud589\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud558\ub3c4\ub85d \ud558\ub294 \ud569\uc758\uac00 \uc788\uc5c8\ub358 \uac83\uc73c\ub85c \ubd04\uc774 \ud0c0\ub2f9\ud568.**\n### \uc774 \uc0ac\uac74 \ud655\uc57d\uc11c\uc5d0 \ub530\ub978 \ubc95\ub960\uad00\uacc4 (\ud655\uc57d\uae08 \uc9c0\uae09 \uc5ec\ubd80)\n- **\ubc95\ub9ac**: \uc120\uae09\uae08\uc740 \uacf5\uc0ac\ub300\uae08\uc744 \ubbf8\ub9ac \uc9c0\uae09\ud558\ub294 \uac83\uc73c\ub85c \ud558\ub3c4\uae09\uacc4\uc57d\uae08\uc561\uc5d0 \ud3ec\ud568\ub418\ub098, \ud655\uc57d\uae08\uc740 \ubcc4\ub3c4\uc758 \uc190\uc2e4 \uc804\ubcf4\ub97c \uc704\ud55c \uac83\uc73c\ub85c \uad6c\ubd84\ub428.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \ud655\uc57d\uc11c\uc0c1 \ud655\uc57d\uae08\uc740 '\ud604\uc7ac\uc758 \ud558\ub3c4\uae09\uacc4\uc57d\uae08\uc561\uacfc\ub294 \ubcc4\uac1c\ub85c' \uc9c0\uae09\ud558\ub294 \uac83\uc73c\ub85c \uba85\uc2dc\ub428.\n- \ud655\uc57d\uae08 \uc9c0\uae09 \uc2dc\uae30\uc640 \uc120\uae09\uae08 \uc9c0\uae09 \uc2dc\uae30\uac00 \uc0c1\uc774\ud568.\n- \ud655\uc57d\uae08\uc740 \uacf5\uae30 \uc9c0\uc5f0 \ub4f1\uc73c\ub85c \ud53c\uace0\uc5d0\uac8c \ubc1c\uc0dd\ud55c \uc190\uc2e4\uc744 \uc804\ubcf4\ud558\uae30 \uc704\ud55c \ucde8\uc9c0\uc774\uba70, \uc120\uae09\uae08 \uacf5\uc81c \ubc29\uc2dd\uc73c\ub85c\ub294 \uc190\uc2e4 \uc804\ubcf4 \ucde8\uc9c0\ub97c \ub2ec\uc131\ud560 \uc218 \uc5c6\uc74c.\n- **\uc6d0\uace0\uac00 \ud655\uc57d\uae08 330,000,000\uc6d0\uc744 \ud53c\uace0\uc5d0\uac8c \ubcc4\ub3c4\ub85c \uc9c0\uae09\ud588\ub2e4\ub294 \uc99d\uac70\uac00 \uc5c6\uc73c\ubbc0\ub85c \ud655\uc57d\uae08\uc774 \ubbf8\uc9c0\uae09\ub41c \uc0c1\ud0dc\ub85c \ubd04\uc774 \uc0c1\ub2f9\ud568.**\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \ub300\ubc95\uc6d0 2021. 7. 8. \uc120\uace0 2016\ub2e4267067 \ud310\uacb0: \uc120\uae09\uae08\uc758 \uc131\uc9c8\uc5d0 \ub300\ud55c \ud310\ub840.\n### \uc774 \uc0ac\uac74 \ud574\uc9c0\ud1b5\ubcf4\uc758 \uc801\ubc95 \uc5ec\ubd80\n- **\ubc95\ub9ac**: \uacc4\uc57d \ud574\uc9c0 \uc0ac\uc720\uc758 \uc874\uc7ac \uc5ec\ubd80\ub294 \uacc4\uc57d \ub0b4\uc6a9 \ubc0f \uc2e4\uc81c \uc774\ud589 \uc0c1\ud669\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \ud310\ub2e8\ud574\uc57c \ud568.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \ud53c\uace0\uac00 F\ub3d9 \uacf5\uc0ac\ub97c \uc644\ub8cc\ud558\uace0 E\ub3d9 \uacf5\uc0ac\uc758 95.9%\ub97c \uc218\ud589\ud558\ub294 \ub4f1 \uacf5\uc0ac \uc218\ud589 \uc758\ubb34\ub97c \uac70\uc758 \uc644\ub8cc\ud55c \uc0c1\ud0dc\uc600\uc74c.\n- \ud53c\uace0\uac00 \uae30\uc131\uae08 \ubd84\uc7c1\uc73c\ub85c \uacf5\uc0ac\ub97c \uc911\ub2e8\ud558\uac70\ub098 \uadfc\ub85c\uc790\ub97c \ucca0\uc218\uc2dc\ud0a8 \ubc14 \uc5c6\uc74c.\n- \uc6d0\uace0\uac00 \ud574\uc9c0 \ud1b5\ubcf4 \ub2f9\uc2dc \ud604\uc7a5\ub300\ub9ac\uc778\uc758 \uc790\uaca9\uc744 \ubb38\uc81c \uc0bc\uc740 \ubc14 \uc5c6\uc74c.\n- \ud558\uc790\u00b7\ubd80\uc2e4\uc2dc\uacf5\uc73c\ub85c \uc778\ud55c \uc190\ud574\uac00 \uacc4\uc57d\uae08\uc561 \ucd1d\uc561\uc5d0 \ube44\ud574 \ubbf8\ubbf8\ud55c \uc218\uc900\uc784.\n- **\uc6d0\uace0\uac00 \uc81c\ucd9c\ud55c \uc99d\uac70\ub9cc\uc73c\ub85c\ub294 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc5d0 \ub530\ub978 \ud574\uc9c0 \uc0ac\uc720\uac00 \uc874\uc7ac\ud588\ub2e4\uace0 \uc778\uc815\ud558\uae30 \ubd80\uc871\ud568.**\n- **\uc774 \uc0ac\uac74 \ud574\uc9c0\ud1b5\ubcf4\ub294 \ubd80\uc801\ubc95\ud558\uba70, \uc6d0\uace0\uc758 \ubd80\uc801\ubc95\ud55c \ud574\uc9c0\ud1b5\ubcf4\ub85c \uacc4\uc57d\uc774 \uc0ac\uc2e4\uc0c1 \uc885\ub8cc\ub428.**\n### \ubcf8\uc18c \uccad\uad6c (\uc6d0\uace0\uc758 \ud53c\uace0\uc5d0 \ub300\ud55c \uccad\uad6c)\n#### \uae30\uc131\uae08 \uacfc\ub2e4\uc9c0\uae09 \uad00\ub828\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc6d0\uace0\uac00 \ud53c\uace0\uc5d0\uac8c \ucd1d 1,824,424,600\uc6d0\uc744 \uc9c0\uae09\ud55c \uc0ac\uc2e4\uc740 \uc778\uc815\ub428.\n- \uc6d0\uace0\uac00 \uc8fc\uc7a5\ud558\ub294 \ud53c\uace0\uc758 \uae30\uc131\uace0\uc728 \uc785\uc99d \uc99d\uac70\uac00 \ubd80\uc871\ud568.\n- \ud53c\uace0\uac00 G\ub3d9 \uacf5\uc0ac\ub97c \uc218\ud589\ud558\uc9c0 \uc54a\uc558\uace0, E, F\ub3d9 \uacf5\uc0ac \uc644\ub8cc \uc2dc \ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc561\uc774 1,571,000,000\uc6d0\uc778 \uc810\uc5d0 \ube44\ucd94\uc5b4, **253,424,600\uc6d0\uc740 \ucd08\uacfc \uc9c0\uae09\ub41c \uac83\uc73c\ub85c \ubcf4\uc544 \ud53c\uace0\ub294 \uc6d0\uace0\uc5d0\uac8c \uc774\ub97c \ubd80\ub2f9\uc774\ub4dd\uc73c\ub85c \ubc18\ud658\ud560 \uc758\ubb34\uac00 \uc788\uc74c.**\n#### \uac15\uad00\ub3d9\ubc14\ub9ac \ubbf8\uc2dc\uacf5 \uad00\ub828\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \ube44\uacc4 \uacf5\uc0ac\uc640 \uad00\ub828\ud558\uc5ec \ud53c\uace0\uac00 \uc12d\uc678\ud55c \uc5c5\uccb4\uc640 \uc6d0\uace0\uac00 \ud615\uc2dd\uc0c1 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uace0 \uc9c1\uc811 \uacf5\uc0ac\ube44\ub9cc \uc9c0\uae09\ud558\uba70 \uac04\uc811\ube44\ub294 \ud53c\uace0\uc5d0\uac8c \uc9c0\uae09\ud558\uae30\ub85c \ud569\uc758\ud568.\n- \ubbf8\uc2dc\uacf5\uc73c\ub85c \uae30\uc7ac\ub41c \uae08\uc561 18,274,298\uc6d0\uc740 \uc9c1\uc811 \uacf5\uc0ac\ube44\uc774\ubbc0\ub85c, **\ud53c\uace0\uac00 \uc774\ub97c \ubd80\ub2f9\uc774\ub4dd\ud588\ub2e4\uace0 \ubcfc \uc218 \uc5c6\uc74c.**\n#### \uacc4\uc57d\uc870\uac74 \uc704\ubc18 \uad00\ub828 (\uc2e0\ud638\uc218 \ubbf8\ubc30\uce58, \uc218\uc9c1\ubcf4\ud638\ub9dd \ubbf8\uc2dc\uacf5, \ub3d9\uc808\uae30 \ubcf4\uc591\uacf5\uc0ac \ubbf8\uc2dc\ud589)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \ud604\uc7a5\uc124\uba85\uc11c\uac00 \uacc4\uc57d\ubb38\uc11c\uc758 \ud558\ub098\uc774\ubbc0\ub85c \ud53c\uace0\ub294 \uc704 \uc758\ubb34\ub97c \uc218\ud589\ud560 \uc758\ubb34\uac00 \uc788\uc5c8\uc74c.\n- \ud53c\uace0\uac00 \uc704 \uc758\ubb34\ub97c \uc218\ud589\ud558\uc9c0 \uc54a\uc544 \uc6d0\uace0\uac00 \ub300\uc2e0 \uc218\ud589\ud558\uace0 30,478,290\uc6d0\uc744 \uc9c0\ucd9c\ud55c \uc0ac\uc2e4\uc774 \uc778\uc815\ub428.\n- **\ud53c\uace0\ub294 \uc6d0\uace0\uc5d0\uac8c \uc704 30,478,290\uc6d0\uc744 \ubd80\ub2f9\uc774\ub4dd\uc73c\ub85c \ubc18\ud658\ud560 \uc758\ubb34\uac00 \uc788\uc74c.**\n#### \ud558\uc790 \uc2dc\uacf5 \uad00\ub828\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc6d0\uace0\uac00 \uc81c\ucd9c\ud55c \uc99d\uac70\ub9cc\uc73c\ub85c\ub294 \ud53c\uace0\uc758 \uacf5\uc0ac \ubd80\ubd84\uc5d0\uc11c \ud558\uc790\uac00 \ubc1c\uc0dd\ud588\uac70\ub098, \uadf8 \uc6d0\uc778\uc774 \ud53c\uace0\uc758 \uc798\ubabb\uc5d0 \uae30\uc778\ud588\uc74c\uc744 \uc778\uc815\ud558\uae30 \ubd80\uc871\ud568.\n- **\uc6d0\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \ubd80\uc2e4\uc2dc\uacf5 \uad00\ub828 (\uac70\ud478\uc9d1 \uc124\uce58 \ubd88\ub7c9\uc73c\ub85c \uc778\ud55c \ub808\ubbf8\ucf58 \uc720\uc2e4)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \ud53c\uace0\uac00 \uc2dc\uacf5\ud55c \uac70\ud478\uc9d1 \ubd80\ubd84\uc5d0\uc11c \uc124\uce58 \ubd88\ub7c9\uc73c\ub85c \uc778\ud55c \ub808\ubbf8\ucf58 \uc720\uc2e4\uc774 \ubc1c\uc0dd\ud558\uc5ec \uc6d0\uace0\uac00 4,134,842\uc6d0\uc758 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud55c \uc0ac\uc2e4\uc774 \uc778\uc815\ub428.\n- **\ud53c\uace0\ub294 \uc6d0\uace0\uc5d0\uac8c \uc704 4,134,842\uc6d0\uc744 \ubd80\ub2f9\uc774\ub4dd\uc73c\ub85c \ubc18\ud658\ud560 \uc758\ubb34\uac00 \uc788\uc74c.**\n#### \ubd80\uac00\uac00\uce58\uc138 \uad00\ub828\n- **\ubc95\ub9ac**: \uac70\ub798 \ub2f9\uc0ac\uc790 \uc0ac\uc774\uc5d0 \ubd80\uac00\uac00\uce58\uc138\ub97c \ubd80\ub2f4\ud558\uae30\ub85c \ud558\ub294 \uc57d\uc815\uc774 \ub530\ub85c \uc788\uc9c0 \uc54a\ub294 \ud55c \uc0ac\uc5c5\uc790\uac00 \uacf5\uae09\uc744 \ubc1b\ub294 \uc790\ub85c\ubd80\ud130 \ubd80\uac00\uac00\uce58\uc138 \uc0c1\ub2f9\uc561\uc744 \uc9d5\uc218\ud560 \uc0ac\ubc95\uc0c1 \uad8c\ub9ac\ub294 \uc5c6\uc74c.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \ubd80\ubd84 \ubd80\ub2f9\uc774\ub4dd\uacfc \uad00\ub828\ud558\uc5ec \uc6d0\uace0\uc640 \ud53c\uace0 \uc0ac\uc774\uc5d0 \ubd80\uac00\uac00\uce58\uc138\ub97c \ubd80\ub2f4\ud558\uae30\ub85c \ud558\ub294 \uc57d\uc815\uc774 \uc788\uc74c\uc744 \uc778\uc815\ud560 \uc99d\uac70\uac00 \uc5c6\uc74c.\n- **\uc6d0\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \uc6d0\uace0\uc758 \ubcf8\uc18c \uccad\uad6c \ucd5c\uc885 \uc778\uc6a9 \uae08\uc561\n- \ud53c\uace0\ub294 \uc6d0\uace0\uc5d0\uac8c 288,037,732\uc6d0(= 253,424,600\uc6d0 + 30,478,290\uc6d0 + 4,134,842\uc6d0) \ubc0f \uc9c0\uc5f0\uc190\ud574\uae08\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc788\uc74c.\n### \ubc18\uc18c \uccad\uad6c (\ud53c\uace0\uc758 \uc6d0\uace0\uc5d0 \ub300\ud55c \uccad\uad6c)\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc9c0\uae09\uc5d0 \uad00\ud55c \uc190\ud574 (\ud569\ubcbd(\uc720\ub85c\ud3fc) \uc124\uacc4\ubcc0\uacbd, \ud569\ud310\uac70\ud478\uc9d1 \ubb3c\ub7c9 \uc99d\ub300 \uad00\ub828)\n- **\ubc95\ub9ac**: \ucd1d\uacf5\uc0ac\ub300\uae08\uc744 \uc815\ud55c \uacf5\uc0ac\ub3c4\uae09\uacc4\uc57d\uc758 \uacbd\uc6b0, \ucd94\uac00\uacf5\uc0ac\ube44 \uc9c0\uae09\uc744 \uc704\ud574\uc11c\ub294 \ucd94\uac00 \uacf5\uc0ac\uac00 \uc788\uc5c8\uace0 \ub3c4\uae09\uc778\uacfc \uc218\uae09\uc778 \uc0ac\uc774\uc758 \ud569\uc758\uac00 \uc788\uc5c8\uc74c\uc774 \uc804\uc81c\ub418\uc5b4\uc57c \ud568.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uac10\uc815\uc778\uc774 \uc81c\uc2dc\ud55c \ud604\uc7a5 \uc0c1\ud669\uc740 \uc785\ucc30 \uc774\uc804\uc5d0 \ud655\uc778 \uac00\ub2a5\ud55c \uc0ac\ud56d\uc73c\ub85c, \ud53c\uace0\uac00 \uc801\uc815\ud55c \uacac\uc801\uae08\uc561\uc73c\ub85c \uc785\ucc30\ud560 \uc758\ubb34\ub97c \ubd80\ub2f4\ud568.\n- \ud569\ubcbd\uc9c0\uc9c0\ub300 \uc124\uce58\ub294 \ub2f9\ucd08\ubd80\ud130 \uc608\uc815\ub418\uc5b4 \uc788\uc5c8\ub358 \uacf5\ubc95\uc73c\ub85c \uc124\uacc4 \ubcc0\uacbd\uc73c\ub85c \ubcfc \uc218 \uc5c6\uc74c.\n- \ud53c\uace0\uac00 \ud574\uc9c0 \ud1b5\ubcf4 \uc774\uc804\uae4c\uc9c0 \ud569\ud310\uac70\ud478\uc9d1 \uad00\ub828 \uc99d\uc561\uc744 \uc694\uad6c\ud55c \ubc14 \uc5c6\uace0, \uc774\ud6c4 \uc694\uad6c \uc0ac\uc720\ub3c4 \ub2e8\uc21c\ud788 \ube44\uc6a9 \ucd08\uacfc\uc5d0 \ubd88\uacfc\ud568.\n- **\ud53c\uace0\uac00 \uc81c\ucd9c\ud55c \uc99d\uac70\ub9cc\uc73c\ub85c\ub294 \uc774 \ubd80\ubd84 \uacf5\uc0ac\uac00 \ucd94\uac00\uc801\uc778 \uacf5\uc0ac\ub77c\uac70\ub098 \ud569\uc758\uac00 \uc788\uc5c8\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc778\uc815\ud558\uae30 \ubd80\uc871\ud568.**\n- **\ud53c\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc9c0\uae09\uc5d0 \uad00\ud55c \uc190\ud574 (\uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac, \uac15\uad00\ub3d9\ubc14\ub9ac, \uc2dc\uc2a4\ud15c\ube44\uacc4 \uad00\ub828 \uac04\uc811\ube44)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \ube44\uacc4 \uacf5\uc0ac \uad00\ub828 \uac04\uc811\ube44\ub294 \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc758 \uacc4\uc57d\uae08\uc561\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc74c.\n- \uc6d0\uace0\uac00 \uacc4\uc57d\uae08\uc561\uc744 \ub118\ub294 \uae08\uc561\uc744 \ud53c\uace0\uc5d0\uac8c \uc9c0\uae09\ud588\uc73c\ubbc0\ub85c, \uc57d\uc815\ub41c \uac04\uc811\ube44\ub294 \ubaa8\ub450 \uc9c0\uae09\ub41c \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\uc74c.\n- \uc2dc\uc2a4\ud15c\ub3d9\ubc14\ub9ac \uacf5\uc0ac \uad00\ub828 \uc124\uacc4 \ubcc0\uacbd \ubc0f \uacf5\uc0ac\ub300\uae08 \uc99d\uc561 \ud544\uc694\uc131 \uc778\uc815 \uc99d\uac70 \ubd80\uc871.\n- \uac15\uad00\ub3d9\ubc14\ub9ac \uc2dc\uacf5 \ubd80\ubd84 \uc77c\ubd80\uac00 \uc2dc\uc2a4\ud15c\ube44\uacc4 \uc2dc\uacf5\uc73c\ub85c \uc124\uacc4 \ubcc0\uacbd\ub418\uc5c8\uc73c\ub098, \uac04\uc811\ube44 \uc99d\uc561 \uccad\uad6c\ub97c \uc704\ud55c \uac01 \uae08\uc561 \ud2b9\uc815 \ubd88\uac00.\n- **\ud53c\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc9c0\uae09\uc5d0 \uad00\ud55c \uc190\ud574 (\uc790\uc7ac\uc218\uae09 \ubc0f \uc120\ud589\uacf5\uc885 \uacf5\uc0ac \uc9c0\uc5f0 \uad00\ub828)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \ud655\uc57d\uc11c\uc0c1 '\ucc29\uacf5 \uc9c0\uc5f0 \ubc0f \uc120\ud589 \uacf5\uc885 \uc9c0\uc5f0, \uc804\uccb4 \uacf5\uae30 \uc9c0\uc5f0\uc5d0 \ub530\ub978 \uac01\uc885 \ube44\uc6a9 \uc77c\uccb4', '\uc9c0\uae09\uc790\uc7ac \uc9c0\uae09 \uc9c0\uc5f0\uc5d0 \ub530\ub77c \ubc1c\uc0dd\ud558\ub294 \uac01\uc885 \ube44\uc6a9 \uc77c\uccb4', '\uacf5\uae30 \ub9cc\ud68c\ub97c \uc704\ud55c \ub3cc\uad00\uacf5\uc0ac\ub97c \uc9c4\ud589\ud568\uc5d0 \ub530\ub77c \ubc1c\uc0dd \uac00\ub2a5\ud55c \ube44\uc6a9 \uc77c\uccb4'\uc5d0 \ub300\ud574 \ud655\uc57d\uae08 330,000,000\uc6d0\uc744 \uc9c0\uae09\ud558\uae30\ub85c \ud569\uc758\ud568.\n- \ud53c\uace0\uc758 \uc774 \ubd80\ubd84 \ucd94\uac00 \uacf5\uc0ac\ub300\uae08 \uc9c0\uae09 \uc0ac\uc720\ub294 \uc704 \ud569\uc758 \ubc94\uc704 \ub0b4\uc5d0 \ud574\ub2f9\ud568.\n- **\ud53c\uace0\uc758 \uccad\uad6c\ub294 330,000,000\uc6d0\uc758 \ubc94\uc704 \ub0b4\uc5d0\uc11c\ub9cc \uc774\uc720 \uc788\uc74c.**\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc9c0\uae09\uc5d0 \uad00\ud55c \uc190\ud574 (\uc0ac\ud68c\ubcf4\uc7a5\ubcf4\ud5d8\ub8cc)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc5d0 \ub530\ub77c \uc6d0\uace0\ub294 \ud53c\uace0\uc5d0\uac8c \uc0ac\ud68c\ubcf4\uc7a5\ubcf4\ud5d8\ub8cc \ucd08\uacfc \uc9c0\ucd9c\uc561 6,941,000\uc6d0\uc744 \uc9c0\uae09\ud588\uc5b4\uc57c \ud568.\n- **\uc6d0\uace0\ub294 \ud53c\uace0\uc5d0\uac8c \uc190\ud574\ubc30\uc0c1\uc73c\ub85c 6,941,000\uc6d0\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc788\uc74c.**\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc9c0\uae09\uc5d0 \uad00\ud55c \uc190\ud574 (\uac01\uc885 \ubcf4\uc99d\ubcf4\ud5d8 \uc99d\uad8c\uc218\uc218\ub8cc)\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc0c1 \ubcf4\uc99d\ubcf4\ud5d8\uc99d\uad8c \uc218\uc218\ub8cc\uc5d0 \ub300\ud574 \uc2e4\ube44 \uc815\uc0b0 \uaddc\uc815\uc774 \uc5c6\uc74c.\n- \uacc4\uc57d \ubcc0\uacbd\uc774 \uc6d0\uace0\uc758 \uadc0\ucc45\ub9cc\uc73c\ub85c \uc774\ub8e8\uc5b4\uc84c\ub2e4\uace0 \ub2e8\uc815\ud558\uae30 \uc5b4\ub824\uc6c0.\n- **\ud53c\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \ud558\ub3c4\uae09\ub300\uae08\uc758 \ubbf8\uc870\uc815\uc5d0 \uad00\ud55c \uc190\ud574 (\ubb3c\uac00\uc5f0\ub3d9 \ubbf8\uc9c0\uae09\ubd84)\n- **\ubc95\ub9ac**: \ud558\ub3c4\uae09\ubc95 \uc81c16\uc870 \uc81c1\ud56d \ubc0f \uac74\uc124\uc0b0\uc5c5\uae30\ubcf8\ubc95 \uc81c36\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub77c \ubc1c\uc8fc\uc790\ub85c\ubd80\ud130 \ubb3c\uac00\ubcc0\ub3d9\uc73c\ub85c \uc778\ud55c \uacc4\uc57d\uae08\uc561 \uc870\uc815\uc744 \ubc1b\uc740 \uacbd\uc6b0 \uc218\uae09\uc0ac\uc5c5\uc790\uc5d0\uac8c\ub3c4 \uc774\ub97c \ubc18\uc601\ud574\uc57c \ud568.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- \uc6d0\uace0\ub294 \ubc1c\uc8fc\uc790\ub85c\ubd80\ud130 \ubb3c\uac00\uc5f0\ub3d9\uc5d0 \ub530\ub978 \ucd94\uac00 \uacf5\uc0ac\ub300\uae08 299,797,417\uc6d0\uc744 \uc9c0\uae09\ubc1b\uc558\uc73c\ub098 \ud53c\uace0\uc5d0\uac8c\ub294 \ubc18\uc601\ud558\uc9c0 \uc54a\uc74c.\n- \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc0c1 \ubb3c\uac00\uc5f0\ub3d9\uae08\uc561\uc740 39,435,000\uc6d0\uc784.\n- **\uc6d0\uace0\ub294 \ud53c\uace0\uc5d0\uac8c \uc190\ud574\ubc30\uc0c1\uc73c\ub85c 39,435,000\uc6d0\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc788\uc74c.**\n#### \uad00\ub828 \ud310\ub840 \ubc0f \ubc95\ub839\n- \ud558\ub3c4\uae09\uac70\ub798 \uacf5\uc815\ud654\uc5d0 \uad00\ud55c \ubc95\ub960 \uc81c16\uc870 \uc81c1\ud56d: \uc6d0\uc0ac\uc5c5\uc790\uac00 \ubc1c\uc8fc\uc790\ub85c\ubd80\ud130 \uc124\uacc4\ubcc0\uacbd \ub610\ub294 \uacbd\uc81c\uc0c1\ud669\uc758 \ubcc0\ub3d9 \ub4f1\uc744 \uc774\uc720\ub85c \uacc4\uc57d\uae08\uc561\uc744 \uc99d\uc561\ubc1b\uc740 \uacbd\uc6b0, \uc218\uae09\uc0ac\uc5c5\uc790\uc5d0\uac8c\ub3c4 \uc99d\uc561\ubc1b\uc740 \ub0b4\uc6a9\uacfc \ube44\uc728\uc5d0 \ub530\ub77c \ud558\ub3c4\uae09\ub300\uae08\uc744 \uc99d\uc561\ud558\uc5ec \uc9c0\uae09\ud558\uc5ec\uc57c \ud568.\n- \uac74\uc124\uc0b0\uc5c5\uae30\ubcf8\ubc95 \uc81c36\uc870 \uc81c1\ud56d: \ubc1c\uc8fc\uc790\uac00 \uacc4\uc57d\uae08\uc561\uc744 \uc870\uc815\ud55c \uacbd\uc6b0, \uc218\uae09\uc778\ub3c4 \ud558\uc218\uae09\uc778\uc5d0\uac8c \uc870\uc815\ub41c \ub0b4\uc6a9\uacfc \ube44\uc728\uc5d0 \ub530\ub77c \ud558\ub3c4\uae09\ub300\uae08\uc744 \uc870\uc815\ud558\uc5ec \uc9c0\uae09\ud558\uc5ec\uc57c \ud568.\n#### \ubd80\ub2f9\ud55c \uc704\ud0c1\ucde8\uc18c\uc5d0 \ub530\ub978 \uc190\ud574 (G\ub3d9 \uacf5\uc0ac \uad00\ub828)\n- **\ubc95\ub9ac**: \uacc4\uc57d \ub0b4\uc6a9 \ubcc0\uacbd\uc5d0 \ub300\ud55c \ub2f9\uc0ac\uc790 \uac04\uc758 \ud569\uc758\uac00 \uc788\uc5c8\ub294\uc9c0 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud574\uc57c \ud568.\n- **\ubc95\uc6d0\uc758 \ud310\ub2e8**:\n- G\ub3d9 \uacf5\uc0ac\ub294 \ucc29\uacf5\uc774 \ubcf4\ub958\ub41c \uc0c1\ud0dc\uc600\uace0, \ud53c\uace0 \uc2a4\uc2a4\ub85c \uacf5\uc0ac\ub97c \uc815\ub9ac\ud558\uace0 \uc2f6\ub2e4\ub294 \uc758\uc0ac\ub97c \ud45c\uba85\ud568.\n- \ud53c\uace0\uac00 \uc6d0\uace0\uc5d0\uac8c G\ub3d9 \uacf5\uc0ac \ud3ec\uae30 \uac01\uc11c\ub97c \uc791\uc131\ud558\uc5ec \uad50\ubd80\ud568.\n- \ud53c\uace0\uac00 \uc774\ud6c4 \uac01\uc11c \ubb38\uad6c \uc218\uc815 \uc694\uccad\uc744 \uac70\ubd80\ud588\uc73c\ub098, \uc774\ub294 \uad6c\uccb4\uc801\uc778 \ubb38\uad6c\uc5d0 \ub300\ud55c \uc774\uacac\uc77c \ubfd0 G\ub3d9 \uacf5\uc0ac\ub97c \uacf5\uc0ac \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ud558\uae30\ub85c \ud558\ub294 \uc758\uc0ac \ud569\uce58\ub294 \uc788\uc5c8\ub358 \uac83\uc73c\ub85c \ubcf4\uc784.\n- **\uc6d0\uace0\uc640 \ud53c\uace0\ub294 G\ub3d9 \uacf5\uc0ac\ub97c \uc774 \uc0ac\uac74 \ud558\ub3c4\uae09\uacf5\uc0ac\uacc4\uc57d\uc758 \ub0b4\uc6a9\uc5d0\uc11c \uc81c\uc678\ud558\uae30\ub85c \ucd5c\uc885 \ud569\uc758\ud55c \uac83\uc73c\ub85c \ubd04\uc774 \ud0c0\ub2f9\ud568.**\n- **\ud53c\uace0\uc758 \uccad\uad6c\ub294 \uc774\uc720 \uc5c6\uc74c.**\n#### \ud53c\uace0\uc758 \ubc18\uc18c \uccad\uad6c \ucd5c\uc885 \uc778\uc6a9 \uae08\uc561\n- \uc6d0\uace0\ub294 \ud53c\uace0\uc5d0\uac8c 434,459,681\uc6d0(= 330,000,000\uc6d0 + 6,941,000\uc6d0 + 39,435,000\uc6d0 + 58,083,681\uc6d0) \ubc0f \uc9c0\uc5f0\uc190\ud574\uae08\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc788\uc74c.\n## \ucc38\uace0\uc0ac\uc2e4\n- \uc9c0\uc5f0\uc774\uc728\uacfc \uad00\ub828\ud558\uc5ec \ud53c\uace0\ub294 \ud558\ub3c4\uae09\ubc95 \uc81c13\uc870 \uc81c8\ud56d\uc5d0 \ub530\ub978 \uc5f0 15.5%\ub97c \uc8fc\uc7a5\ud558\uc600\uc73c\ub098, \ud558\ub3c4\uae09\ubc95\uc740 \uc9c0\uc5f0\ub41c \ud558\ub3c4\uae09\ub300\uae08 \uc9c0\uae09\uc5d0 \ub300\ud574\uc11c\ub9cc \ud574\ub2f9 \uc774\uc728\uc744 \uaddc\uc815\ud558\uace0, \ud558\ub3c4\uae09\ubc95 \uc704\ubc18\uc73c\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc5d0\ub294 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ubbfc\ubc95\uc5d0\uc11c \uc815\ud55c \uc5f0 5%\ub97c \uc801\uc6a9\ud568.\n## \uac80\ud1a0\n- \ubcf8 \ud310\uacb0\uc740 \uacf5\uc0ac\ub3c4\uae09\uacc4\uc57d\uc5d0\uc11c \ucd94\uac00 \uacf5\uc0ac \ubc0f \uacc4\uc57d \ud574\uc9c0 \uc2dc \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \uc7c1\uc810\ub4e4\uc744 \uba85\ud655\ud788 \ub2e4\ub8e8\uace0 \uc788\uc74c.\n- \ud2b9\ud788, **\uacc4\uc57d\uc11c\uc758 \ubb38\uc5b8\uc801 \ud574\uc11d\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub2f9\uc0ac\uc790\ub4e4\uc758 \uc2e4\uc81c \uc758\uc0ac, \uacc4\uc57d \uccb4\uacb0 \uacbd\uc704, \ud604\uc7a5 \uc0c1\ud669 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \ud569\uc758 \ub0b4\uc6a9\uc744 \ud30c\uc545\ud558\ub824\ub294 \ub178\ub825\uc774 \ub3cb\ubcf4\uc784.**\n- \ud655\uc57d\uae08\uacfc \uc120\uae09\uae08\uc744 \uba85\ud655\ud788 \uad6c\ubd84\ud558\uc5ec \ud655\uc57d\uae08\uc758 \ubbf8\uc9c0\uae09\uc744 \uc778\uc815\ud55c \uc810\uc740 \ud558\ub3c4\uae09 \uad00\uacc4\uc5d0\uc11c \uc218\uae09\uc0ac\uc5c5\uc790\uc758 \uc190\uc2e4 \uc804\ubcf4\ub97c \uc704\ud55c \uc57d\uc815\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud55c \uac83\uc73c\ub85c \ud574\uc11d\ub428.\n- \ubd80\uc801\ubc95\ud55c \uacc4\uc57d \ud574\uc9c0 \ud1b5\ubcf4\uc5d0 \ub300\ud55c \ud310\ub2e8\uc740 \ub3c4\uae09\uc778\uc758 \uc77c\ubc29\uc801\uc778 \uacc4\uc57d \ud574\uc9c0\uac00 \uc815\ub2f9\ud654\ub418\uae30 \uc704\ud574\uc11c\ub294 \uba85\ud655\ud55c \uacc4\uc57d \uc704\ubc18 \uc0ac\uc720\uac00 \uc874\uc7ac\ud574\uc57c \ud568\uc744 \uc2dc\uc0ac\ud568.\n- \ubb3c\uac00\uc5f0\ub3d9\uc5d0 \ub530\ub978 \ud558\ub3c4\uae09\ub300\uae08 \uc870\uc815 \uc758\ubb34\ub97c \uc778\uc815\ud55c \uac83\uc740 \ud558\ub3c4\uae09\ubc95\uc758 \ucde8\uc9c0\ub97c \uc0b4\ub824 \uc218\uae09\uc0ac\uc5c5\uc790\uc758 \uad8c\uc775\uc744 \ubcf4\ud638\ud558\ub824\ub294 \ud310\ub840\uc758 \uacbd\ud5a5\uacfc \uc77c\uce58\ud568.\n- G\ub3d9 \uacf5\uc0ac \uc81c\uc678 \ud569\uc758\uc5d0 \ub300\ud55c \ud310\ub2e8\uc740 \ub2f9\uc0ac\uc790 \uac04\uc758 \ubb35\uc2dc\uc801 \ud569\uc758\ub098 \ud589\ub3d9\uc774 \uacc4\uc57d \ub0b4\uc6a9 \ubcc0\uacbd\uc5d0 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90c."}